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Phase F16: Financial Signals Foundation

Phases Active Key: governance.fuip.phase.16
019d8d00-1001-7000-8000-000000000001

Raw financial behavior signal collection: payment success/failure history, retry success rate, order completion vs cancellation, refund/chargeback signals, billing punctuality. Outputs: payment_behavior_rollup, transaction_outcome_rollup, billing_stability_rollup. Financial domain only — trust/compliance signals are collected separately in F19

API: /api/resolver/contract/019d8d00-1001-7000-8000-000000000001

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Append-only: events cannot be edited or deleted
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