User behavior quality tracking: abuse/fraud signals, complaint frequency, dispute patterns, policy violations, refund abuse. Outputs: trust_behavior_profile, compliance_signal_snapshot. Derived: Trust Band + Compliance Band with reason codes. Trust/compliance is a SEPARATE domain from financial intelligence (F16-F18) — these bands may be composed with financial bands in F20 but domain ownership stays independent
| User | 0196f2de-6c9... |
| Partition Key | default |